38SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Will Rose Will Rose is the Director of Marketing at Newtek Business Services Corp. Previously at Newtek, he held the position of VP of Alliance Systems, where he managed software development and … Web: www.newtekone.com Details While Silicon Valley likes to focus on how the next startup will “disrupt” an entire industry, most of the exciting new trends in business technology are actually attempting to do the opposite – help industries become leaner, more secure, and better equipped to scale. The biggest challenge, then, for most organizations, particularly those who are not technology companies themselves, is where to start. Here, we will explore two significant IT trends that your credit union should at least be aware of, and how they might help your credit union in the areas of cost reduction, security, risk management and, more importantly, how they can better position your credit union to succeed in today’s ultra-competitive marketplace.Desktops as a Service (DaaS)Over the past thirty years, no other technology trend has been more transformative than the desktop computer. Try to imagine any business operating today without desktops; even the most blue-collared corners of our economy still depend on computing and the software it powers.But let’s also think about some of the major pitfalls of owning and operating desktops in the modern work environment. For one, there is the capital expense to purchase the hardware and all the necessary software. Then there is the ongoing maintenance, security updates, troubleshooting, and failed components. More importantly is the constant security threat. We all know by now how vulnerable every internet-connected computer is to hacking, viruses, and other cyber threats. The challenges of managing an office full of traditional desktops include:Enabling secure mobility to your workforce.Upgrading operating systems and other software.Maintaining hardware needs with tight IT budgets.Desktop as a Service, or “DaaS”, which is not a new technology, but a technology development that has become, more recently, a cost-effective option. Daas takes the computing and storage element out of your office, virtualizes it, and houses it in a more manageable, centralized location — typically in a secure data center.DaaS provides more freedom for users in device choice and connectivity, without exhausting your credit union’s bandwidth; there is no hardware and less software to purchase or manage; your users’ apps, data, and personalized desktops live in “the cloud”; and security, support, and compliance are easier to achieve. Additional benefits include:Lower and predictable costs, based on the number of users you have.Business continuity, with backup and recovery capabilities baked right into the offering.More mobility: users can securely access their desktop anywhere they have an internet connection.Bottom line: moving your office desktops to the cloud will empower your IT team to control costs and keep your credit union more secure, while also giving your workers more flexibility in terms of accessing their data and apps no matter where they are located.Disaster Recovery as a Service (DRaaS)If your network or systems experienced a catastrophic event and became unavailable for an extended period of time (such as over 48 hours), what would happen to your credit union? Fallout from such an event could be as simple as the loss of a day’s productivity to more long-term damage that may include a dent in member confidence in your credit union. Worse: could your credit union suffer a complete or partial (and unrecoverable) loss to your critical business or member data?As organizations become more dependent on digital data and assets for all aspects of the operation, from customer databases to financial data, serious planning to ensure those digital assets are secure and recoverable becomes critically paramount.The great news for a growing swath of businesses and organizations today is the accessibility of more affordable disaster recovery solutions for organizations that do not have the benefit of an enterprise-sized IT budget.Fundamentally, a true disaster recovery solution would require that data is backed up and/or simultaneously housed in a secondary geographic location. Because of this, major challenges include:Investing in multiple facilities – there is a significant cost and effort to operate a secondary physical recovery facility.Doing it on your own – IT’s focus is taken away from core tasks that add value to the organization.Disaster Recovery as a Service, or “DRaaS”, allows you to cost effectively outsource your disaster recovery point of presence to a specialized provider – a provider that has already made the significant investments to build out a facility and hire the qualified professionals needed to support such a solution. Benefits of DRaaS include:Predictable costs – a fixed monthly cost makes budgeting and scaling much easier.Maximized IT resources – your IT team can focus on core tasks instead of managing a facility or secondary infrastructure.Improved compliance – selecting a DRaaS provider with in-house compliance experts means you don’t need to hire the additional high-cost staff.The important thing to keep in mind when considering either DaaS or DRaaS is that these are not out of the box products. These are, rather, solutions that are developed and managed by what are known as “Managed Technology Providers”, who have invested in the necessary infrastructure and expertise to help organizations leverage technologies that have previously only been accessible to enterprise-sized organizations.Final Thoughts: Do Your Due DiligenceIt goes without saying, you can’t trust just anybody with your critical data and digital assets. When doing your due diligence for selecting a IT provider, ask the following:Can you visit their data center facility to inspect their operations and security?Can you view their financials to ensure the provider will be around for the long haul?How long has the provider been in business, and what experience do they possess?What security and compliance requirements and/or audits can they meet or exceed?Will the provider consult, strategize and plan your solution?Ultimately, if your credit union wants to reduce costs, be more competitive, and minimize security risks, look for providers that will empower your credit union to take advantage of enterprise-level technologies without having to build and manage it all on your own.
BY EMMET RUSHE: The rise of the smoothie is a bit of a phenomenon. The global market for smoothie consumption is set to hit approximately $8 Billion this year and doesn’t show any signs of slowing down.Driven by a new health-consciousness among consumers, today’s on-the-go convenience of gulping down your vitamins and minerals is appealing to more and more of us.Most of us consider smoothies a healthy but a sweet snack, consisting of fruit and possibly yogurt, or other ingredients like peanut butter or soy milk.The most convenient (and cheapest) way to make the drink is by using frozen fruit. The making of smoothies goes back to the 1930’s, 40’s and 50’s with the invention and use of both blenders and refrigerators.Smoothies became associated with the health food industry in the Sixties through people like Jack Lalanne, the renowned health and fitness guru, who was one of the earliest advocates of juicing and nutrition.Today, with the trend toward organic and natural foods, smoothies have come into their own.The only problem that I see when people make or buy smoothies is they are mostly fruit and fruit juice, with very little else in them. Precision Nutrition coach Ryan Andrews has the same opinion on juice bar smoothies;‘Honestly, these store bought and juice bar type shakes are just barely better than a fast-food milk-shake.’‘They’re typically sweetened heavily with sugar, loaded with poor protein sources, and missing many of the nutrients found in whole foods.’Sure, you can have them as a treat, as a way to get your fruit and veg intake in an easy and convenient way, but they can be so much more.They can be an easy way to get a meal in, without actually cooking, you just have to plan them out the right way. A typical store bought smoothie looks like this;• Contains high levels of sugar• Include low quality protein sources• Rely heavily on processed ingredients• Use too many artificial componentsAn upgraded smoothie would look like this;• Contain minimal sugar and artificial ingredients• Use high quality protein sources• Include whole sources of fruit and vegetables• Provide fibre and healthy fats The first thing you should do before starting to make smoothies is get a good blender.I spent years with the cheaper varieties and spent more time trying to get the consistency right and then trying to clean the jug, than I did actually enjoying the smoothie.The ‘Nutri Ninja’ or the ‘Nutri bullet’ would be the two that give you a great smoothie every time.During my time studying for my Precision nutrition certification, I learned a few ways to upgrade the smoothie into a ‘Super Smoothie’Not all of the steps below are mandatory. Feel free to play around with the ingredients.If you don’t want a topper, leave it out.If you want extra veggies, go for it.If you are trying to keep your calories down, you can manipulate variables like portion sizes, and carb and fat amounts.Pick a liquid• Water• Almond milk (unsweetened)• Cow’s milk• Soy milk (unsweetened)• Hemp milk (unsweetened)• Iced green teaLess liquid = thick shakes.More liquid = thin shakes. 4-8 oz is a good starting point for each serving.Pick a protein powder• Whey protein• Casein protein• Pea protein• Rice protein• Hemp protein• Other proteins or protein blendsFind the protein supplement that you like best.1-2 scoops should be sufficient (25-50 g).Pick a veggie• Dark leafy greens: Spinach / kale• Pumpkin / sweet potato• Beets / beet greens (roast and remove skin first)• Cucumber / celery• Powdered greens supplementSpinach is usually your best bet, as it is virtually flavourless in your Super Shake.Add 1-2 handfuls.Pick a fruit• Apples• Bananas• Berries• Cherries• Dates• Pineapple / mangoToss in half a banana to give the shake an excellent consistency.You can use fresh or frozen fruit.Aim for 1-2 cupped handfuls.Pick a healthy fat• Walnuts• Flax, hemp, chia seeds• Cashews• Almonds• Peanut and nut buttersWhen blended well, nuts and seeds give the shake a nice, rich consistency.1-2 thumb lengths are usually enough.Pick a topper• Coconut• Cacao nibs / dark chocolate• Greek Yogurt• Oats / granola• Cinnamon• Ice cubes (if using fresh fruit)Add oats if you need extra carbs. Add Greek yogurt if you want more protein and a smoother consistency.For all of these, a little goes a long way, so don’t overdo them.An example of how you would put this together would be as follows;Apple Cinnamon SmoothieNotes: put all ingredients in a blender and enjoy!Ingredients:2 scoops Vanilla Protein Powder1 cup unsweetened vanilla almond milk1 Granny Smith apple (cored, sliced)½ frozen banana1 tsp cinnamonStevia (to taste)5 ice cubesThere you have it, the ultimate guide to building a super smoothie.There are literally endless combinations that you can put together for these.Play around with the ingredients and enjoy.#TrainSmartFor more information, contact me through the link below.https://www.facebook.com/pages/Rushe-Fitness/120518884715118?ref=hl* Emmet is the owner and operator of Rushe FitnessEMMET RUSHE: THE ULTIMATE GUIDE TO BUILDING A SUPER-SMOOTHIE! was last modified: October 18th, 2015 by John2Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:emmet rushefitness columnGuidesuper smoothie