Photographs Projects Chile Passalacqua Lahsen House / GITC arquitectura Houses “COPY” Save this picture!© Felipe Díaz Contardo+ 12 Share Area: 254 m² Year Completion year of this architecture project Passalacqua Lahsen House / GITC arquitecturaSave this projectSavePassalacqua Lahsen House / GITC arquitectura CopyHouses•Colina, Chile Architects: GITC arquitectura Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/880759/passalacqua-lahsen-house-gitc-arquitectura Clipboard “COPY” Manufacturers: CUBIERTAS NACIONALES, FORESTAL ACZA., Glasstech, TecnopanelStructural Engineer:ODR ingenierosConstructor:GITC Ltda.Architects In Charge:Felipe Vera Buschmann, Rodrigo Belmar ExpósitCity:ColinaCountry:ChileMore SpecsLess SpecsSave this picture!© Felipe Díaz ContardoRecommended ProductsWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusLouvers / ShuttersBruagShading Screens – Perforated Facade PanelsWindowsJansenWindows – Janisol PrimoStonesCosentinoSurfaces – Prexury®Text description provided by the architects. The building is in a rural town in the north of Santiago, immersed in an agricultural environment, partially urbanized, in an area of semi – arid Mediterranean climate with a long summer season, sunny, hot and dry, but with temperature daily variations greater than 25 ° C. Likewise, the place is well ventilated.Save this picture!© Felipe Díaz ContardoSeismically speaking, the area constitutes a very low category ground type. It is a very favorable soil for agriculture, but very unfavorable to found, build and withstand earthquakes in a straightforward way, obligatory requirement in Chile.Save this picture!© Felipe Díaz ContardoREQUEST: Sub-urban single-family house, for three adults and two children, safe, functional, thermal comfort, mostly one floor, mostly of light material, but with elements of solid structure presence.Save this picture!© Felipe Díaz ContardoINTEGRATED CONCEPTS: The request was primarily conceived as an isolated dwelling. A house without close neighbors, solitary, at least for a time, relatively far from urban services and facilities. An exposed and discreet building, far from their own predial edges and firmly anchored to the ground, in a close, clear, clean and visible environment. A hyper insulated body thermally talking.Save this picture!Ground Floor PlanThe habitant’s security perception and security effectiveness was priority and a fundamental requirement. Also, thermal comfort. It required an efficient design in the broad sense of the word: architectural efficiency, technical – constructive efficiency, energy and thermal efficiency.Save this picture!© Felipe Díaz ContardoPROPOSAL: The program is distributed mainly in one floor, in an extended cross form plant. An interior quality central volume orders the project. From there, the volume is projected towards certain directions, achieving a visual relationship with the environment, domain and control over the entire site and maximizing the possibilities of passive ventilation to the interior spaces. The central volume, which constructs a double height, and a small inner loft, is oriented slightly rotated and open towards the north – east sun.Save this picture!© Felipe Díaz ContardoThe openings, spans and features of the project are arranged and dimensioned according to safety criteria, visit and control, constructive standardization and direct solar radiation controlled catchment.Save this picture!© Felipe Díaz ContardoStructurally, the building is thought as a rigid central one floor core, made with reinforced concrete, which supports a slab and an overhanging cantilever inside the main living room. The double height body is designed in steel structure and the rest of the house, which constitutes 65% of the building, in a prefabricated system of insulated panels (SIP).Save this picture!First Floor PlanThe building construction was executed under a delegated administration contract with a high participation and decision during the process of the owner.Save this picture!© Felipe Díaz ContardoProject gallerySee allShow lessCall for Entries: Walk On Water Design ChallengeStudent CompetitionsUS Postal Service Releases Stamp Commemorating Adjaye’s Smithsonian Museum of Africa…Architecture News Share ArchDaily 2014 Year: CopyAbout this officeGITC arquitecturaOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesColinaChilePublished on October 13, 2017Cite: “Passalacqua Lahsen House / GITC arquitectura” 13 Oct 2017. ArchDaily. Accessed 11 Jun 2021.
Race for Life frequency to be dropped on Isle of Man Cancer Research UK is to hold its Race for Life on the Isle of Man every other year, rather than annually as it has done to date. The same approach has been adopted for the Channel Islands.The Isle of Man decision was taken to avoid the event dominating other local fundraising activities, such as the Mighty Oak Appeal.Katie Birkett, national event executive for Race for Life, told Isle of Man Today: “rather than us coming in every single year we have decided to come every two years, to let you have a year of your own fundraising. Advertisement 25 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Events About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. “The Isle of Man has done absolutely fantastic [sic] this year, as it has done for the last six years but we are very much aware we can’t just come and dominate.”Race for Life will continue to be held annually elsewhere in the UK. Howard Lake | 19 October 2004 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis
Daniel King, professor of organisational behaviour at Nottingham Trent University, said: Melanie May | 22 April 2021 | News “We’re concerned about the level of funding local authorities will have to sustain engagement and rebuild communities in the months and years ahead. We continue to call for central government to strengthen the long-term financial sustainability of local authorities by increasing core funding. This would have a huge impact on charities around the UK.” Among other findings, the research also showed: Tagged with: Research / statistics small charities Alex Farrow, head of networks and influencing at NCVO, said: Almost 550 organisations from the UK voluntary, community and social enterprise sector took part in the sixth survey of the Respond, Recover and Reset: The Voluntary Sector and Covid-19 project, which is led by the National Council for Voluntary Organisations (NCVO), Nottingham Trent University and Sheffield Hallam University. “The pandemic has revealed that in some areas local authorities and charities and volunteers have found new ways to collaborate with each other. We have seen in some local authority areas barriers broken down, joint work undertaken and partnerships developed in ways that did not seem possible before Covid-19 hit. Whilst this is not true everywhere, and smaller organisations seem to be more likely to be excluded, it does demonstrate it is possible for new partnerships to be developed in ways that can be creative and beneficial to local citizens. Yet, as the initial crisis of the pandemic eases, there is a danger that things go back to business-as-usual and the silos go back up. With funding cuts on the horizon the next year is going to be challenging for many charities and voluntary organisations.” However, larger organisations – with annual income of £1-10 million – were more likely to see an improvement in their relationship with local authorities (33%). Smaller organisations – those with £10,000 annual income or less – saw the lowest (9%) improvement. Smaller organisations were also more likely to report a deterioration in the relationship (12%) compared to larger organisations (1%). 36% of respondents also stated that they had increased their engagement with local authorities in the past year. One in four reported an improved relationship with local authorities due to the pandemic, while only 7% believe their relationship had declined since March 2020. 30% reported a deteriorating financial position the past month, 46% said their finances were stable, while 22% saw improvement. 22% expect a deterioration in their finances over the next month.48% report an increase in demand for their services over the past month, and 59% expect an increase in demand for their services over the next month.68% of respondents expect coronavirus to continue to have a moderate or significant negative impact on delivering their objectives next year, while 8% said it was likely or very likely they will no longer be operating next year. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis “Charities and other voluntary organisations offer councils local expertise and knowledge and help services be tailored to the needs of communities. While over half of the organisations we surveyed saw an improvement in their relationship with local government, it’s clear that this is not universal and that lots of smaller charities have not seen an improvement. 822 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The research shows a high level of collaboration between charities and local government during the past year, with 71% of respondents reporting working with a local authority, and 52% saying that local authorities had become more responsive to their needs as a result of the pandemic. Advertisement Bigger charities’ relationships with local authorities improve over pandemic – but smaller ones miss out Over half of the charities surveyed for a Covid impact barometer say local authorities have become ‘more responsive’ to their needs during Coronavirus, and many charities have increased their engagement with local government. However, improvements in relationships with local authorities seem skewed towards larger charities, with smaller organisations missing out or seeing a decline. Image by Gerd Altmann from Pixabay “After a difficult year, the urgency of the pandemic has seen charities and volunteers working more closely with local authorities to respond to the immediate challenges of their communities. Ahead of the biggest ever set of local elections, it’s clear that this relationship will continue to be key as we work to ensure our communities are empowered, resilient and sustainable. About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.
April 24 is a day of infamy for the global garment industry. On that day in 2013, the Rana Plaza complex in Dhaka, Bangladesh, housing five clothing factories, came crashing down. At least 1,138 workers were killed and over 2,000 injured. This year, thousands of textile workers and victims’ families protested at the site of the disaster on its anniversary. They, together with union organizers, called on Bangladesh’s government to close all dangerous factories and put on trial all those responsible for the catastrophe.Union leader Abul Hossain stressed: “Three years have passed and still we don’t see any justice. No one has been held to account for one of history’s worst man-made disasters.” (NPR, April 24) Alarmed workers had warned of massive cracks in the building’s façade but were threatened with losing wages and their jobs if they didn’t return to work. Bangladeshi courts took two years to charge the building’s owner and 40 others with murder — but 16 are out on bail and 24 have absconded. No further steps towards justice are in sight.Left off the hook altogether are the global retailers who make a fortune from selling garments produced in Bangladesh while paying low production costs. The country’s 4 million textile workers, mostly women, get starvation wages of $68 a month. Worldwide sales enhance the coffers of the biggest clothing brands.This exploitation is inherent in capitalist globalization. Corporations search the globe looking for areas where they can maximize profits by paying the lowest wages. In this race to the bottom, factory owners offer the cheapest production costs, deny workers’ rights, ignore their safety and repress unionization, all to meet transnational companies’ demands.The Rana Plaza tragedy focused world attention on the exploitative, dangerous conditions under which Bangladeshi garment workers toil. It revealed the cruelty of capitalist globalization: Profits rule, and the lives of the workers, who create all the wealth, are expendable. International outrage brought about demands for safety measures in the plants and compensation for victims and families. Inspections have found over 100,000 hazards and many unsafe plants, but owners are stalling on making repairs or even installing fire exits.Financial compensation has been woefully inadequate for workers so disabled they cannot work again and for families of deceased workers. Paltry contributions from global companies don’t even make a dent in imperialist superprofits.Moreover, despite making modest payouts and agreeing to a few safety measures in order to appear “ethical,” the global brands have not fundamentally changed how they function. They keep exploiting these workers and raking in megaprofits without missing a beat. The European Union, the United States, Canada and the Bangladeshi government all claim they want to improve labor rights and factory safety, but have not agreed to any mandates. They uphold capitalist globalization, but just want to make it appear fairer.Build solidarity!Garment workers say factory conditions are still “dangerous, unsanitary and exploitative.” Wages are delayed and so low they can’t cover daily meals. Workdays are often 14 to 16 hours long, with workers coerced into toiling until 3 a.m. Six-day workweeks are usual. Verbal, sexual and physical abuse is rampant. Fighters for workers’ rights and unionization are harassed, beaten and fired. Western brands and local bosses expect Bangladesh’s government to keep the workers in line, without union interference. Abuse of organizers goes on unpunished. The murderers of union leader Aminal Islam are still at large, four years after his death.But government officials, plant owners and global brands cannot stop the class struggle, nor can they stop workers from winning allies worldwide. Bangladeshi garment workers keep fighting back. They need activists in the U.S. and Europe to keep the pressure on global retailers — and they need international solidarity from all workers and progressive movements. Isn’t it time for an international outcry against this “profits before people” system? Isn’t it time to hit hard at capitalist superexploitation of the workers and disregard for their lives? Isn’t it time to work hard to get rid of capitalism? Aren’t the lives of 1,138 workers enough of a reason? FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Protest of anti-Muslim travel ban decision at the U.S. Supreme Court, June 26.During its last sessions, the U.S. Supreme Court exposed its reactionary bias by deciding against workers, women and the Muslim religion. The court’s majority tried to cover this up with constitutional verbiage, but even its own minority answered this fraud. Justice Sonia Sotomayor’s dissent skewered the decision upholding the president’s “Muslim ban” of March 6, 2017.The Islamophobic ban, which had been shot down by a federal judge in Hawai’i last year, is what led to this judgment. It bars entry into the U.S. by citizens of Iran, Somalia, Yemen, Syria and Libya. All these countries have a large majority of Muslim citizens. They are also countries where hostile U.S. policies and outright wars have created conditions forcing people to leave.The order also bars entry to citizens of the Democratic People’s Republic of Korea and some Venezuelans who support the independence of their country from U.S. domination. While there is little doubt that Washington is also hostile to these individuals, they were included in the same travel ban as camouflage.What Sotomayor argued, and was joined by Justice Ruth Bader Ginsburg, was that during his election campaign and throughout his time in office, Donald Trump has ranted against Muslim people at every opportunity, thus exposing his bias against that religion. She also tore apart the majority’s attempt to disguise the ban as necessary for “national security.”“Ultimately,” Sotomayor wrote, “what began as a policy explicitly ‘calling for a total and complete shutdown of Muslims entering the United States’ has since morphed into a ‘Proclamation’ putatively based on national-security concerns. But this new window dressing cannot conceal an unassailable fact: the words of the president and his advisers create the strong perception that the proclamation is contaminated by impermissible discriminatory animus against Islam and its followers.”There’s no doubt that this presidential order is one more wave in a torrent of repression and terror against all immigrants unleashed by the xenophobic president. Meanwhile, Democratic Party leaders are doing nothing to stop him. And now SCOTUS has again exposed itself as an enemy of the people. This is a joint ruling-class attempt to divide the working class on race and religious lines in order to weaken its struggle against exploitation and oppression.Islamic organizations ready to resistSo far, organizations defending the rights of Muslims in the U.S. have reacted not with despair but with a call to struggle. More important, they are joining with migrants and others under attack from the administration.Omar Jadwat, director of the Immigrants’ Rights Project of the American Civil Liberties Union, said: “It is ultimately the people of this country who will determine its character and future. The court failed today, and so the public is needed more than ever. We must make it crystal clear to our elected representatives: If you are not taking action to rescind and dismantle Trump’s Muslim ban, you are not upholding this country’s most basic principles of freedom and equality.” (Fresno Bee, June 29)Basim Elkarra, director of the Council of American-Islamic Relations–California Sacramento Valley/Central California, said: “The Trump administration has an anti-family agenda — and the Supreme Court just endorsed it. This ban has already caused tremendous suffering for countless families and entire communities. By upholding it, the justices are keeping spouses apart from each other and separating children from their parents. …“The Muslim ban is part of President Trump’s larger, un-American war on immigrant families, including his administration’s inhumane separation of children and parents at the border. We will continue organizing, mobilizing and defending Muslim communities from bigoted policies — whether they are endorsed by the Supreme Court or not.”Need for solidarityCAIR joined with those protesting the government’s immigration policies on June 30 while pressing their own demands. Many of the existing pro-migrant-rights groups recognize the attack on Muslims as part of the attack on all migrants. Many of the signs carried by the June 30 marchers brought up the need to defend Muslim rights and strike down the ban.This attitude of solidarity could also be seen among the descendants of World War II internment of Japanese people by the U.S. government, which also used the pretext of “national security.” In an act scaling the pinnacle of hypocrisy, SCOTUS reversed the 1944 U.S. v. Korematsu court decision that upheld the internment of people of Japanese origin.Karen Korematsu, the daughter of the Japanese-American man named in the 1944 case, said, “For the Supreme Court to overrule my father’s Supreme Court case in this way, I feel like, dishonors him and all the civil rights work he did over the years.” (Time magazine, June 28)The administration and the Supreme Court have taken brutal steps to oppress migrants, but the reaction of the people shows that these steps have aroused attention to the growing need to build solidarity with those targeted.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes 5 recommended0 commentsShareShareTweetSharePin it More Cool Stuff HerbeautyWhat’s Your Zodiac Flower Sign?HerbeautyHerbeautyHerbeautyThis Trend Looks Kind Of Cool!HerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeautyCostume That Makes Actresses Beneath Practically UnrecognizableHerbeautyHerbeautyHerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeautyA 74 Year Old Fitness Enthusiast Defies All Concept Of AgeHerbeautyHerbeauty EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Subscribe Business News Name (required) Mail (required) (not be published) Website Opinion & Columnists Opinion: Why Did The City Council of Pasadena Order the City Attorney To Draft an Ordinance Prohibiting Delivery and Cultivation of Medical Marijuana, When To Do So Fails to Promote Public-Safety and Safe Access? By MICHELE BROOKE Published on Monday, November 30, 2015 | 11:53 am Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Make a comment Community News I attended a Pasadena City Council meeting on November 23rd where a staff recommendation was passed to “Direct the City Attorney to prepare and return with an ordinance within 30 days adding new sections to Chapter 8 of the Pasadena Municipal Code that prohibit the cultivation and delivery of medical marijuana in the City.” The Council also agreed that the Public Safety Committee will look at the issue of the dangers of unregulated marijuana delivery services in Pasadena within the next year.So the question on many people’s minds was why would staff members recommended to prohibit rather than enact regulations to provide safe access to medical marijuana? It is just as easy, maybe easier, to provide safe access through a properly drafted ordinance, as it is prohibit unsafe deliveries in the city. A prohibitory ordinance will not stop illegal delivery; but it does close the door to giving the citizens of Pasadena any option of local safe access. Search high and low, no patient will find safe access to their medical marijuana in the city. Though there are patients in Pasadena, the council does not care what kind of products these patients are receiving at their doorsteps. The prolific illegal business activity in the city related to medical marijuana is simply a result of “supply and demand”. There are medical marijuana patients in the city and patients order delivery service of their medical marijuana, because the city has not permitted venues in its borders. The late Dr. Barnes, who used to see medical marijuana patients in his office on Green Street, told me that a sizable number of his patients were senior citizens or at least over fifty years old. And I wonder: where can these seniors and their families gain safe access to medical marijuana locally? What if they are too sick to drive?So, let us focus on this term: “safe access”. In this context, safe access means we know the source of the medical marijuana Californian’s are using. We know the business owners – they have gone through a rigorous application process. We know how and where the marijuana was cultivated and under what conditions it was grown. We know the marijuana has been tested for pesticides, molds or other undesirable, even dangerous, substances. We know where edible products were produced and under what conditions. We know what species or strains are being used. Pasadena even has a professional marijuana testing laboratory in it, making access to testing marijuana easier than in other cities. So why did the Pasadena City Council, including the Public Safety Committee, vote against safe access to its residents? The decision to deny safe access does not promote public safety.A little background on the state of the law in California: On October 9, 2015, California’s Governor Brown signed into law the Medical Marijuana Regulation and Safety Act (“MMRSA”). This Act anticipates a robust scheme of commercial cannabis business activity in the state. MMRSA creates seventeen types of business licenses for which medical marijuana patient business owners can apply. The Act appears to be prepared in anticipation of a vote for recreational marijuana in California during the November 2016 elections. In August 2008, Governor Brown (then Attorney General), enacted GUIDELINES FOR THE SECURITY AND NON-DIVERSION OF MARIJUANA GROWN FOR MEDICAL USE. Citing from the guidelines “In 1996, California voters approved an initiative that exempted certain patients and their primary caregivers from criminal liability under state law for the possession and cultivation of marijuana. In 2003, the Legislature enacted additional legislation relating to medical marijuana.”One of those statutes required the Attorney General to adopt “guidelines to ensure the security and non-diversion of marijuana grown for medical use.” (Health & Safety Code,§ 11362.81(d) .1) To fulfill this mandate the Attorney General’s Office issued guidelines “to (1) ensure that marijuana grown for medical purposes remains secure and does not find its way to non-patients or illicit markets, (2) help law enforcement agencies performance their duties effectively and in accordance with California law, and (3) help patients and primary caregivers understand how they may cultivate, transport, possess, and use medical marijuana under California law.”These actions by Governor Brown represent progressive leadership, and a leader that both respects California voters and understands Californians. On the issue of medical marijuana, California became the first state to vote in its favor. After the voters had spoken, further laws and guidelines were necessary in order to facilitate Californian’s acceptance of medical marijuana, which is meant to improve the quality of life of persons who suffer various types of ailments.California’s Health and Safety Code § 11362.5., The Compassionate Use Act of 1996 states, “The people of the State of California hereby find and declare that the purposes of the Compassionate Use Act of 1996 are as follows:(A) To ensure that seriously ill Californians have the right to obtain and use marijuana for medical purposes where that medical use is deemed appropriate and has been recommended by a physician who has determined that the person’s health would benefit from the use of marijuana in the treatment of cancer, anorexia, AIDS, chronic pain, spasticity, glaucoma, arthritis, migraine, or any other illness for which marijuana provides relief.”Many doctors believe in alternative medicines instead of, or in conjunction with, prescription medications. Similarly, many patients prefer holistic, or “alternative medicine” because prescription medications are costly, there are concerns related to addiction, and many find the potential side-effects undesirable. Finally, many baby – boomers taking care of elderly parents, prefer the effectiveness of marijuana for their aging parents, as opposed to prescription medicines, because it adds to their quality of life and the quality of life of the family. The next obvious issue is then, where can patients and their families obtain safe medical marijuana.Pasadena is reprehensive of a city that needs to seriously re-visit the issue of “public safety” and “public health”. Just because a city can prohibit, does not mean they should. And for the council member who stated in the December 23rd meeting that marijuana is “federally prohibited so we should follow the law”, it is doubtful that Governor Brown and California’s legislative leaders are losing sleep over the laws that passed in October. They are not worrying about federal prosecution – because the federal government has actually encouraged these laws be written. Though imperfect, they are responsible laws that protect California citizens, because they regulate, and provide a map for safe access.Los Angeles County has provided safe access to its city – Pasadena has access therefore to the knowledge of how to regulate marijuana. Counties are created to be state agents. A major function of a county is to assist the state in administrating state programs. Counties were created to advance state policies in areas which include social well-fair. Wilkinson v Lund (1929) 102 CA 767, 772. “All the people of the state are equally interested in the enforcement of law and order by every county, the administration of justice therein, the conduct of official business, the preservation of public health,… the support of the old and helpless…”Wilkinson v Lund . Cities are created as instruments of local selfgovernment for the residents of cities under uniform procedures established by the legislature. Cal. Const. art XI, §2; Govt Code §56000 et seq.These obligations beg the question why so many public servants, counties, and cities, choose not to support California’s Legislature, when laws have been implemented for public safety and for public health purposes. The California legislature has enacted new laws precisely because these leaders understand what is in the best interest of Californians as a whole. The official business of regulation of medical marijuana is an act in favor of public health and public safety.About the AuthorMichele Brooke, founder of Brooke Law Group, has a wide range of legal experience based on over ten years of law firm experience. In addition to a wide variety of legal practice areas, Brooke Law Group practices in the specialty area of what is now being called “Cannabusiness” law; providing California cannabusiness entrepreneurs with a wide range of business and consulting services and litigation services, when necessary. See ca-cannabusiness-lawgroup.com. Michele Brooke is a conscientious professional, dedicated to providing excellent legal services at a competitive price.Attorney Brooke is a member of the Pasadena Bar Association, the Los Angeles County Bar Association, NORML.org, Americans for Safe Access, The Esquire Network, the Pasadena Chamber of Commerce, the Pasadena Rotary Club and the American Herbal Products Association Cannabis and Sports Nutrition committees. Additionally, she is an adjunct professor at Pasadena City College and a member of the advisory board for the Pasadena City College ABA certified Paralegal Program. First Heatwave Expected Next Week Your email address will not be published. Required fields are marked * Community News Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Top of the News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena
Home / Daily Dose / Morgan Stanley Begins to Fulfill RMBS Settlement Debt Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: Do Demographics Play a Role in the Current Homeownership Rates? Next: Lenders Find New Strengths In Shared Households Subscribe in Daily Dose, Featured, News Related Articles Tagged with: Justice Department Morgan Stanley Demand Propels Home Prices Upward 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Brian Honea August 10, 2016 1,266 Views Sign up for DS News Daily Morgan Stanley has begun to fulfill its consumer relief obligations under a settlement with federal and state regulators in connection with mortgage-backed securities practices, according to a report from independent monitor Professor Eric D. Green.On February 11, 2016, Morgan Stanley entered into a $3.2 billion settlement with the Department of Justice and New York State in connection with the creation, packaging, marketing, underwriting, sale, structuring, arrangement, and issuance of mortgage-based securities in the run-up to the financial crisis.The penalty from the DOJ amounted to $2.6 billion, while Morgan Stanley agreed to provide New York State with $550 million—including $400 million in consumer relief by the end of September 2019.Green said in his first report on the settlement that Morgan Stanley has submitted credit under the settlement of debt that is owed on 19 first-lien mortgage loans totaling approximately $10.4 million in reportable credit. While that total represents less than 3 percent of the overall consumer credit Morgan Stanley agreed to provide, it provided a “test drive” for the monitor and his team to assess Morgan Stanley’s plan for delivering the consumer relief and methodology for calculating how the assistance qualifies for credit under the settlement.Based on the initial review, Green said that Morgan Stanley is “employing a logical and appropriate approach to seeking credit for its consumer-relief efforts” and that “In the coming months, we should get a clearer picture of how quickly Morgan Stanley is delivering on its consumer-relief obligations and how much of what kind of relief is being delivered.”According to the monitor, 11 of the 19 loans were located in Hardest Hit Areas, which are areas identified by the U.S. Census Bureau has having a high concentration of foreclosure and distressed properties. All but one of the 19 homes were underwater on their mortgages. The average principal forgiven on these loans was more than $430,000, according to Green, and after the forgiveness, all 19 of the homes had an LTV ratio of 100 percent or lower—meaning either they were in positive equity or the owners did not owe more than the homes were worth.The February 2016 settlement was not the first for Morgan Stanley over mortgage-backed securities practices. In February 2014, Morgan Stanley entered into a settlement with the Justice Department for $2.6 billion to resolve claims that the investment firm packaged and sold toxic MBS in the run-up to the crisis.Click here to view the monitor’s complete report. Data Provider Black Knight to Acquire Top of Mind 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Servicers Navigate the Post-Pandemic World 2 days ago Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Justice Department Morgan Stanley 2016-08-10 Kendall Baer Morgan Stanley Begins to Fulfill RMBS Settlement Debt
Facebook Communal graveyard needed for Donegal urgently 75 positive cases of Covid confirmed in North Google+ Google+ By News Highland – May 10, 2010 Pinterest Letterkenny town council has been told that a communal graveyard for Donegal is required urgently.Councillor Dessie larkin first brought forward the idea a number of years ago and has expressed hisfrustration that plans have not progressed.Today’s council meeting was told that Letterkenny has neither the resources or land to provide the graveyard.Councillor Dessie larkin says that a way must be found to create the graveyard.[podcast]http://www.highlandradio.com/wp-content/uploads/2010/05/dessie.mp3[/podcast] WhatsApp Main Evening News, Sport and Obituaries Tuesday May 25th Man arrested on suspicion of drugs and criminal property offences in Derry Facebook Twitter WhatsApp Previous articleDerry man left badly shaken after being robbed by masked menNext articleMan accussed of sexually assaulting daughter’s friends News Highland Further drop in people receiving PUP in Donegal RELATED ARTICLESMORE FROM AUTHOR Newsx Adverts 365 additional cases of Covid-19 in Republic Pinterest Twitter Gardai continue to investigate Kilmacrennan fire