United Bank for Africa PLC (UBA.ng) HY2011 Presentation

first_imgUnited Bank for Africa PLC (UBA.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2011 presentation results for the half year.For more information about United Bank for Africa PLC (UBA.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the United Bank for Africa PLC (UBA.ng) company page on AfricanFinancials.Document: United Bank for Africa PLC (UBA.ng)  2011 presentation results for the half year.Company ProfileUnited Bank of Africa Plc is a financial services institution in Nigeria offering banking products and services to the personal, commercial and corporate sectors. The company provides a full-service product offering ranging from transactional accounts, overdrafts and mortgage finance to domiciliary deposits, treasury services, asset management services, bonds, money market deposits and risk management solutions. United Bank of Africa Plc supports the agricultural sector through an agricultural credit support scheme which includes agro processing, an outgrowers scheme, equipment and mechanisation scheme and a tree crops replacement scheme. Founded in 1948, the company  now has an extensive network of some 1 000 branches in the major towns and cities of Nigeria. Its head office is in Lagos, Nigeria. United Bank of Africa Plc is listed on the Nigerian Stock Exchangelast_img read more

NBS Bank Limited (NBS.mw) 2018 Annual Report

first_imgNBS Bank Limited (NBS.mw) listed on the Malawi Stock Exchange under the Banking sector has released it’s 2018 annual report.For more information about NBS Bank Limited (NBS.mw) reports, abridged reports, interim earnings results and earnings presentations, visit the NBS Bank Limited (NBS.mw) company page on AfricanFinancials.Document: NBS Bank Limited (NBS.mw)  2018 annual report.Company ProfileNBS Bank Limited is a leading commercial bank in Malawi; providing corporate and retail banking solutions, and treasury managements products and services. The company was established in 1964 when Central Africa Building Society, Commonwealth Century Building Society and First Permanent Building Society merged to form New Building Society (NBS). The financial institution became a commercial bank in 2004 after it was issued a banking license by the Reserve Bank of Malawi. NBS Bank is a subsidiary of NICO Holdings Limited. In addition to general banking products and services for the corporate and private sector, NBS Bank provides solutions for international trade, SME loans, asset finance and mortgage loans and short- and long-term insurance products. NBS has a national network of 37 service centres, with its head office based in Blantyre, Malawi. NBS Bank is listed on the Malawi Stock Exchangelast_img read more

These 2 FTSE 100 stocks have thrashed the market but are they too expensive now?

first_img Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares Harvey Jones | Tuesday, 16th March, 2021 | More on: ANTO FERG I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images These 2 FTSE 100 stocks have thrashed the market but are they too expensive now? While many FTSE 100 stocks have struggled lately, these two growth monsters have been busy making investors rich. Mining giant Antofagasta (LSE: ANTO) and plumbing and heating products distributor Ferguson (LSE: FERG) have grown an astonishing 168% and 64% respectively over the past 12 months.This isn’t just a Covid-19 quirk. Measured over five years they are up 238% and 136% respectively. Both published results today, and both reported a further jump in profits. I think Antofagasta and Ferguson are two of the most exciting stocks on the FTSE 100, but as ever in life there is a catch.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…You can probably guess what it is, too. After such barnstorming growth, these FTSE 100 stocks are looking a little expensive. So would I buy them today?Both shares are recovery playsUnderlying full-year profits at Chile-focused copper miner Antofagasta jumped 12.3% last year to $5.12bn, on revenue growth of 3.3%. Sales volume fell, but copper and gold prices compensated by rising around 25%. Profits were further boosted by “the weaker Chilean peso, lower input costs and continued tight cost control”, management said. EBITDA margins increased from 49.1% in 2019 to 53.4%.Antofagasta’s 2020 dividend totalled to 54.7 cents, up 22% on last year, easily beating analyst expectations. The 1.7% forward yield may look low compared to some FTSE 100 mining stocks, but it is covered 2.8 times earnings. Naturally, with all that share price growth, dividends have struggled to keep pace.As with any metals or minerals commodity producer, Antofagasta relies on a booming economy to support demand. Many investors have been buying in anticipation of a strong post-pandemic recovery. Currently, it trades at 44 times earnings, but with a forward valuation of just 22 times. If the recovery disappoints, Antofagasta’s share price could go into reverse. I’m relatively optimistic about the wider recovery, but I think the Antofagasta share price has raced ahead of many FTSE 100 stocks, and I might watch and wait for now.Ferguson, formerly known as Wolseley, is also benefiting from recovery hopes, particularly in the US, where the company mostly operates. These FTSE 100 stocks are flyingThe group posted a 12.2% rise in underlying half-year trading profit. Revenue rose 4.2%, despite one fewer trading day. Management put this down to “excellent cost control”. It also hailed “good operating cash generation and [a] very strong balance sheet”. Ferguson still has an eye on growth, investing $224m in four first-half acquisitions. However, management dampened expectations by flagging up a “very uncertain” second-half outlook, amid supply chain pressures.It also warned of “increasing supply chain pressures, transportation costs and the reversal of temporary cost reduction actions” during the first lockdown. So there are potential setbacks here, which could hit the share price hard because it is also expensive, trading at 21.8 times forward earnings.Ferguson’s forward yield is 1.8%, covered 2.6 times. As with Antofagasta, rapid share price growth makes its dividends look less generous than they really are. This is still a top FTSE 100 income stock. Ferguson also treated shareholders to a $400m buyback, following the sale of Wolseley UK.I like both FTSE 100 stocks, but marginally favour Ferguson. US President Biden’s $1.9trn stimulus splurge should give it a lift, along with the rest of the US economy. Let’s just hope that recovery arrives soon.center_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. See all posts by Harvey Joneslast_img read more

Toulouse beat Perpignan in classic Top 14 game

first_imgWednesday Oct 27, 2010 Toulouse beat Perpignan in classic Top 14 game Toulouse beat last year’s Top 14 champions Perpignan 38-29 on Saturday in a great game of rugby that included a few fantastic tries. Toulouse scored five tries, including a great effort from Byron Kelleher, and two for Clement Poitrenaud.Toulouse have now gone joint top with Montpellier and Racing Metro, but have an inferior points difference so sit in second place, ahead of Montpellier and Toulon.Perpignan had started well and an outstanding try by number nine David Mele before Toulouse bounced back with a nice finish from Fijian wing Vilimoni Delesau in the corner. Shortly before the break, they scored again thanks to Pointrenaud snatching a neat chip before passing to Vincent Clerc who dived over for the try.With the match evenly poised at 16-15, All Black Byron Kelleher scored a powerful solo effort as he brushed off the attempted tackles by the loosies, then showed his pace and strength to get over in the corner. Perpignan coach Jacques Brunel said that was very costly for his side. “That was the first turning point of the game, at the beginning of the second-half and Kelleher’s try. That cost us dear,” he said.Toulouse backline coach Jean-Baptiste Elissalde concurred. “We had a difficult beginning, but the try out of the blue by Kelleher did us the world of good. It is not something we work on at training and is really an individual spirit.William Servat and Pointrenaud also scored, with David Skrela kicking 13 points in total.Kelleher believes his side put in such a great performance thanks to the level of intensity in the Heineken Cup recently. “The victory against USAP isn’t directly as a result of our performance. It’s also about the culmination of a lot of physical and technical work done over the last three weeks.“The break (from the Top 14) that the Heineken Cup offered allowed us to undoubtedly raise our game. In the match against Perpignan, we weren’t a long way from test match level given the number of internationals on the pitch, the intensity, and the spectacle,” he said.It was a great game of rugby but as we cant show the full eighty minutes, heres some of the best tries from the game, as well as the hard fought final try for Perpignan. Time: 03:19ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedWrinkle Remedy Stuns TV Judges: Forget Surgery, Do This Once DailySmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living90% of People Have No Idea What These Two Little Holes Are ForNueey10 Types of Women You Should Never MarryNueeyYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. 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Watch: Reforging the Steelers | Episode 2 | RugbyPass Original Documentary In Episode 2 of Reforging the Steelers, we follow the team through rounds two to four as they try to get their season on track after an opening loss to competition powerhouses Tasman. Shock result: Crusaders left to rue costly errors with win over Rebels not enough for final guarantee In a shock result, the Crusaders have failed to record the requisite winning margin needed over the Rebels to book themselves a spot in the Super Rugby Trans-Tasman final and are now reliant on the Blues dropping the ball against the Force. ‘I deliberately haven’t mentioned it too much this week’: Tim Sampson keeping mum ahead of Blues battle The Western Force aim to play the role of party poopers on Saturday when they take on the ladder-leading Blues at a venue that shall not be named. Highlanders player ratings vs Brumbies | Super Rugby Trans-Tasman The Highlanders have given themselves a decent shout at playing in the Super Rugby Trans-Tasman final. Who were the top dogs in what was effectively a semi-final showdown with the Brumbies? Hurricanes player ratings vs Reds | Super Rugby Trans-Tasman How did the Hurricanes rate in their final game of Super Rugby Trans-Tasman, their 43-14 victory over the Reds? Toulouse beat Perpignan in classic Top 14 game | RugbyDump – Rugby News & Videos RugbyDump Home RugbyDump Academy Store About Contact Legal Privacy Policy Cookie Policy Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features RugbyDump Home RugbyDump Academy Store About Contact Sitemap Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features Legal Privacy Policy Cookie Policy Sign In Username or Email Password Stay logged in Forgot password Thank you for registering Click here to login Register Register now for RugbyDump commenting & enewsletter. * Required fields. Username * Password * Email * Password Repeat * Please send me news, information and special offers from RugbyDump By clicking register you agree to our Privacy Policylast_img read more

Indiana NRCS Provides Assistance to Farmers in Drought Areas

first_img SHARE Home Indiana Agriculture News Indiana NRCS Provides Assistance to Farmers in Drought Areas Facebook Twitter SHARE Indiana NRCS Provides Assistance to Farmers in Drought Areas By Andy Eubank – Jul 12, 2012 Facebook Twitter Jane Hardisty, State Conservationist of USDA’s Natural Resources Conservation Service announced Thursday that field offices around the state are gearing up to provide information and assistance to farmers hit hard by the drought.  NRCS administers a number of Farm Bill programs that provide financial incentives to farmers to install conservation practices.Hardisty said, “We know farmers around the state have been hard hit by the drought.  We have not seen conditions like this since 1988 and according to some the prolonged and extreme heat temperatures coupled with lack of rain is creating situations in some areas comparable to the dust bowl.”The drought may force some farmers to make critical changes to their operation.  NRCS is encouraging farmers under contract with the agency or who need advice to contact their district conservationist at the county field office.  “Farmers under contract with the agency who cannot meet established deadlines will have some flexibility in meeting their obligations,” said Hardisty.  According to Hardisty, contracts will be reviewed by the District Conservationist and modified as needed.  Some programs allow for practice substitution or rescheduling of installation dates.”  Hardisty adds, “Assistance is also available for those farmers that have established practices which have failed because of drought.”According to NRCS guidelines, a drought falls under the category of natural disaster so this gives the agency some options to work with producers.  Hardisty says, “We want to talk with producers and encourage them to use program flexibilities and proper procedure to avoid the need for contract cancellation.”Livestock producers have been especially hard hit and NRCS has regional grazing specialists that can provide suggestions about pasture management, options and consideration for feed sources, and water management.  Hardisty says, “It’s important for farmers to have a backup plan such as deferred or rotational grazing, alternative water sources, combining herds, etc.”NRCS encourages farmers that are considering installing any engineered practice (such as wetland levees, pond dams, grassed waterways, water and sediment control basins) to delay construction in drought conditions.  All Farm Bill programs allow for alternatives during times of natural crisis.  Hardisty said, “These practices cost a lot of money and we don’t want to see them fail.  One of the biggest concerns is a lack of soil moisture that would prohibit proper compaction.”  NRCS can advise landowners and contractors on best moisture levels to achieve the best outcome.NRCS can help farmers with water, land or crop management concerns through the development of a conservation plan. Conservation plans can include drought planning and are free. Being prepared for a drought and creating a plan will allow farmers to continue operations even in the most severe conditions.To learn the types of assistance that area available or to review contract guidelines, Hardisty urges farmers to contact their district conservationist as soon as possible.  More information about the drought and specific Farm Bill programs can be found at www.in.nrcs.usda.gov.  Locate your nearest NRCS field office at www.in.nrcs.usda.gov/contact/directory/field_offices.html.Source: Indiana NRCS Previous articleIndiana Lt Governor Skillman Weighs in on DroughtNext articleJim Lochtefeld July 12 update Andy Eubanklast_img read more

Indiana Soybeans Drying Down Too Fast

first_img Indiana Soybeans Drying Down Too Fast Weekend rains brought the Hoosier harvest to a halt, but a dry week ahead will let combines roll again. The Indiana corn harvest is  29% complete with soybeans 41% harvested in the state. Nationally, corn is 27% harvested and soybeans 42% harvested, according to the latest crop update from the USDA. Facebook Twitter Previous articleIndiana Harvest Pace Continues Fast With Dry WeatherNext articleTPP Trade Agreement Reached Gary Truitt Facebook Twitter SHARE Indiana Soybeans Drying Down Too Fastcenter_img Corn moisture levels are also falling fast, averaging in the 14% to 16% range. Bush said, despite shallow roots and nitrogen loss, the corn crop is actually holding up pretty well, “We have had some wind blow through here in SE Indiana but the crops are still standing.”  He said the stalks are weak and urges growers to harvest as soon as possible, “I don’t think this crop can stand past Halloween.”Hoosier Ag Today meteorologist Ryan Martin says that most of this week will be dry and that most of October will let the harvest roll with only minor interruptions, “We have a minor little system coming through for the 14th – 15th that may be worth up to 0.25” and 50% coverage. Then, we have a much bigger and more impressive front for the 17th-18th that can bring 0.50″ to 1.5” rains and 100% coverage. But…with that system being so far out in the forecast pattern, we also expect that rain coverage and those amounts to be dramatically different once we get to the actual arrival.”  Martin says  he sees no early frost for Indiana, “We see no major cold snaps coming anytime soon.” By Gary Truitt – Oct 5, 2015 Home Indiana Agriculture News Indiana Soybeans Drying Down Too Fast Brian BushBrian Bush, with DuPont Pioneer, says fields in SE Indiana have been drying down almost too quickly, “There are some soybean fields that are at 8% moisture, and when they get that dry you are giving away yield.” As for the soybean yields, whole field yields are not too bad. “You need to look at the whole field average,” said Bush. “Some places in the field you will get 80 bpa, but then in the washed out places it is zero. I think on average most soybean fields are yielding in the mid 50 bpa range.” Bush said, without the washed out sections, it would have been an outstanding harvest. SHARElast_img read more

‘Internet Darkness’ Leading to Businesses and People Fleeing Rural Communities

first_imgHome Indiana Agriculture News ‘Internet Darkness’ Leading to Businesses and People Fleeing Rural Communities ‘Internet Darkness’ Leading to Businesses and People Fleeing Rural CommunitiesInternet darkness- that’s the term that Lt. Governor Suzanne Crouch uses when she talks about the connectivity issues plaguing rural communities across Indiana. A little over a year ago, Crouch added Scott Rudd to her team as the first state Director of Broadband Opportunities, a role created to help find available resources at the federal level as well as help provide information to local communities tackling this important issue.Rudd says that in just that year since he’s been on the job, he can see that the conversation has changed significantly. At first, the question was, “Do we need broadband?” Now, the question is, “How fast can we get it?”“From the state legislature to the administration, there’s been really tremendous progress in allowing REMC’s to participate in this game, in allowing for exemptions for taxes for this investment, we’re seeing broadband task forces stand up across the state at the county and community level.”Rudd says broadband is needed if we’re going to stop the exodus of people and businesses from rural communities.“You hear a lot about technology and all of the fiber optic, and 5G, and internet of things, and driverless tractors, and such, but really what this comes down to is people…it’s about helping people who are our neighbors, our friends, our family members, our children, our grandparents, helping them have a high quality of life and stay in these rural areas where we live and want to live and continue to live for generations.”Rudd adds that communities need people and organizations to get involved to fix the issue.“What I’m finding traveling the state and talking with communities is, in many cases, these communities don’t have anyone who’s technically responsible for attracting this investment in place. So, that’s the first step…get the school corporation, and the community foundation, and Farm Bureau, (Indiana) Corn and Soy members, and commissioners, and council members together and say, ‘We think we have an issue. How do we fix it?’”The following links direct you to the appropriate sites to learn how a community can become broadband ready.Office of Community and Rural AffairsIndiana Economic Development Corporation ‘Internet Darkness’ Leading to Businesses and People Fleeing Rural Communities Facebook Twitter Facebook Twitter By Eric Pfeiffer – Sep 16, 2019 SHARE SHARE Previous articleTrump Administration Shows Flexibility in USMCA ProposalNext articleFarm Stress and Suicide Continue to Plague Agriculture Eric Pfeifferlast_img read more

Journalist cleared after three months in prison, another bailed pending trial

first_img BBC Africa’s “disproportionate and dangerous” dismissal of a journalist Covid-19 in Africa: RSF joins a coalition of civil society organizations to demand the release of imprisoned journalists on the continent RSF_en Organisation The journalist Habarugira Epaphrodite was released yesterday after spending three months in prison. A day earlier, he was acquitted by the Muhanga district court in southern Rwanda, which ruled that the charges against him were without foundation. In another case, Idriss Gassana Byiringiro, a journalism student and reporter for the newspaper Chronicles, was also freed pending trial. He got out of prison today. The Kacyru lower court in Kigali ordered his release on bail to allow him to continue his studies at Butare University. He has to report to the court every week and must not leave the capital except to attend classes. His case is expected to go to trial at the end of August. August 1, 2012 – Updated on January 20, 2016 Journalist cleared after three months in prison, another bailed pending trial News November 27, 2020 Find out more Epaphrodite was charged with “minimizing” the 1994 Tutsi genocide and “spreading genocide ideology”. The prosecution had asked for a six-year prison sentence and a fine of 200,000 Rwandan francs (approx. 260 euros). The judge found the charges were without foundation. “We are relieved at this verdict,” Reporters Without Borders said. “However, the fact of the matter is that Habarugira Epaphrodite has spent three months in prison for no reason. The justice authorities have blown a simple on-air slip of the tongue out of all proportion. We hope that the journalist can quickly find work and that this incident will not harm his career.”Epaphrodite was arrested after reading a report about ceremonies marking the 18th anniversary of the genocide, in which he mixed up the Kinyarwanda words for “victims” and “survivors,” making it sound as though he approved of the genocide.He was fired by the radio station and proceedings were brought against himIn another case, Idriss Gassana Byiringiro, a journalism student and reporter for the newspaper Chronicles, was remanded in custody for 30 days on the orders of the public prosecutor to allow time to prepare a case against him. He was previously detained on 17 July for fabricating a story that he had been kidnapped RwandaAfrica February 13, 2020 Find out more RwandaAfrica —-2012.07.31 – Journalist cleared after three months in prison, another stays in custodyHabarugira Epaphrodite, a former journalist with the community radio station Huguka, was acquitted by the Muhanga district court in southern Rwanda yesterday after being held in custody since 24 April. He is due to be released today. He told a news conference that he had invented the incident, then later withdrew the statement, alleging that he was indeed abducted on 15 June. However, having originally hinted that he believed the intelligence services were responsible, he dropped this assertion, describing his kidnappers as “unidentified”. The judge is expected to rule today on whether the journalist should be freed pending trial.“We urge the judge to release the journalist immediately so that he can prepare his defence as part of a fair trial. Since the start of this case, we have been critical of the over-zealous reaction of the police authorities, who should have used their right of reply in the newspaper Chronicles rather than taking the defendant into custody,” Reporters Without Borders concluded. Photo : the journalists Habarugira Epaphrodite and Idriss Gassama Byiringiro Reports The 2020 pandemic has challenged press freedom in Africa Receive email alerts News Follow the news on Rwanda News April 6, 2020 Find out more to go further Help by sharing this information last_img read more

Further details on IDA/Council land and property deal

first_img RELATED ARTICLESMORE FROM AUTHOR By News Highland – October 26, 2010 Donegal County Council has formally agreed a deal with the IDA, which will see land and units in Ballyshannon, Buncrana, Carndonagh, Donegal Town and Milford handed over to the council.As part of the deal,the IDA is providing €800,000 for repairs and €500,000 for road improvements.County Manager Seamus Neely says there are already three very solid enquiries about units, and the council’s Economic Development Unit will be seeking to maximise their potential.He confirmed the lands have been valued at €1.4 million, which will be offset by the waiving of development charges in the Letterkenny area. WhatsApp Further details on IDA/Council land and property deal Facebook Twitter Further drop in people receiving PUP in Donegal Pinterest Google+ Twitter Pinterestcenter_img Man arrested on suspicion of drugs and criminal property offences in Derry 365 additional cases of Covid-19 in Republic Previous articleCouncillors debate anti-social behaviour strategyNext articleDonegal motorcyclists ‘not guilty’ in triple road fatality case News Highland WhatsApp Newsx Adverts Google+ Main Evening News, Sport and Obituaries Tuesday May 25th Facebook 75 positive cases of Covid confirmed in North Gardai continue to investigate Kilmacrennan firelast_img read more

129 new cases of Covid-19 in Northern Ireland

first_img Important message for people attending LUH’s INR clinic WhatsApp Journey home will be easier – Paul Hegarty WhatsApp Twitter Harps come back to win in Waterford Google+ Pinterest Pinterest News, Sport and Obituaries on Monday May 24th Google+ Facebookcenter_img Homepage BannerNews Twitter By News Highland – September 16, 2020 Arranmore progress and potential flagged as population grows Facebook Previous articlePat Smullen was a huge influence on Oisin OrrNext articleNo income tax cuts or income tax hikes in Budget 2021 News Highland There have been 129 new cases of Covid 19 in the north in the last 24 hours.Two deaths have been recorded.It brings to 8,631, the total number of cases in Northern Ireland while there have been 573 Covid 19 related deaths. RELATED ARTICLESMORE FROM AUTHOR 129 new cases of Covid-19 in Northern Ireland DL Debate – 24/05/21 last_img read more